Kathryn

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

“I enjoy walking my clients through the process and having them earn my trust. I truly love what I do and helping others.”

I started my lending career in 2004 in the retail banking industry which included construction loans, land loans, equity lines, and more. Early 2020, I made the best decision for my career when I transitioned over to mortgage lending. Having a financial and lending background has allowed me to guide my clients and realtor partners through a smooth process, while building great relationships.

My focus is on Southeast and Southwest Virginia; however, I am licensed in the entire state of Virginia and North Carolina, and I am willing to help all achieve their dream of owning a home. I have helped about 1,000 families in my lending career.

What I enjoy most about my job is the interaction with my clients and realtors. I enjoy walking my clients through the process and having them earn my trust. I truly love what I do and helping others. I think what sets me apart from other mortgage bankers—besides being very friendly, organized, and an excellent communicator—is that I truly love what I do.

I am an active member with the Chamber of Commerce at Smith Mountain Lake and SML Proud Patriots. When I’m not working, I enjoy spending time with my husband Ricky, a Class A Builder, and my sons John (11) and Thomas (8). I love working on our family farm, time on Smith Mountain Lake, traveling and hiking.

I started my lending career in 2004 in the retail banking industry which included construction loans, land loans, equity lines, and more. Early 2020, I made the best decision for my career when I transitioned over to mortgage lending. Having a financial and lending background has allowed me to guide my clients and realtor partners through a smooth process, while building great relationships.

My focus is on Southeast and Southwest Virginia; however, I am licensed in the entire state of Virginia and North Carolina, and I am willing to help all achieve their dream of owning a home. I have helped about 1,000 families in my lending career.

What I enjoy most about my job is the interaction with my clients and realtors. I enjoy walking my clients through the process and having them earn my trust. I truly love what I do and helping others. I think what sets me apart from other mortgage bankers—besides being very friendly, organized, and an excellent communicator—is that I truly love what I do.

I am an active member with the Chamber of Commerce at Smith Mountain Lake and SML Proud Patriots. When I’m not working, I enjoy spending time with my husband Ricky, a Class A Builder, and my sons John (11) and Thomas (8). I love working on our family farm, time on Smith Mountain Lake, traveling and hiking.

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
$
$
%
%
*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
$1,224.58
Monthly Payment
$
870
$

Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

$
$
$
*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.