ML

Mark

  • Mark LeClear
  • Sr. Mortgage Banker
  • NMLS #50616
  • Licensed in NC, VA, SC

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

I‘m going to give you a quick honest response. If you get me your application before noon, you’ll hear from me by the end of the day.
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Mark LeClear has a reputation for responding to his clients with lightning speed, helping clients with challenging cases and guiding home buyers through difficult situations. He has over 35 years of experience in the finance/mortgage industry and specializes in first time home buyers and new construction.

When Mark LeClear’s friend started a new lending division to handle manufactured homes in 1998, he convinced Mark to go to work for him, launching his career in residential lending. Mark says, “I like the challenging cases. I like helping the people who didn’t think they could get a house or those who have been turned down somewhere else. I look at their file and figure out what they need to do to get in house, whether it’s to improve their credit or to consolidate their bills.”

Eighty percent of Mark’s customers are first time home buyers. “The first thing I like to do is ask them what are you trying to do. What is your goal? Are you trying to buy a first house, a move-up house? What kind of payment do you want to be within? How much money do you really want to put down – not how much do you have, but how much you want to put down? Based on that information, I show them the loan program I think we ought to go with and tell them why.”

Mark says, “I am going to be honest with you and tell you what you need to do to get the home you want. It may be that you need a co-signer; it may be that you need to correct your credit. I am going to let you know very quickly if you can do what you want to do. If you can’t, I am going to tell you, over time, what you need to do so you can be approved for a house.”

While he is experienced in helping all types of home buyers, he is very skilled in helping first time home buyers and new construction. He says, “I understand how to put a new construction loan together for people who own their land and for those who have an older home they may be trading in for a modular home. I understand all the extra nuances of the inspection and the time frame it takes to do a new construction.”

Mark gives back to the international community by supporting The Challenge Farm, an orphanage in Kitale, Kenya. He is also active in his church.

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What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.