Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.
Of all the titles I've had over the years, "Mortgage Dad" is the one I'm most proud of.
Being a father to four children and a husband for more than 30 years has shaped the way I lead, serve, and care for others. A good dad does more than give advice. He listens, teaches, encourages, and helps people gain the confidence to move forward. That is the same approach I bring to every client, whether we are working through mortgage options, improving credit, or preparing for one of the largest purchases of their life.
My faith is at the center of everything I do. I want to live fully, love people well, and leave a legacy that reaches far beyond my career. Every client is part of a family and has a future they are working to build. I believe they deserve the same patience, honesty, and genuine care I would want for my own children.
After decades in real estate and mortgage lending, I know a home represents where families gather in the kitchen, meals are prepared, stories are shared, and traditions take root. It is the place everyone can return to after a long day or a difficult season. Much of what I work for is the opportunity to spend time with my own family, whether we are cooking together, relaxing by the lake, or simply enjoying the comfort of being under the same roof.
Growing up as an Army brat taught me how to walk into unfamiliar places, make new friends, and connect with people from all backgrounds. My lifelong fascination with space has taught me to stay curious, explore every possibility, and never stop learning. Whether I am watching a rocket launch or helping a client solve a complicated challenge (or both at the same time), I am reminded that every journey requires preparation, trusted guidance, and the courage to take the next step.
My purpose is to be a steady coach and a trusted person in my clients’ corner. I want them to feel heard, prepared, and confident about the path ahead. With God at the center, I hope to help people create a place where their families can thrive, build a future they are proud of, and leave a legacy of their own.
Of all the titles I've had over the years, "Mortgage Dad" is the one I'm most proud of.
Being a father to four children and a husband for more than 30 years has shaped the way I lead, serve, and care for others. A good dad does more than give advice. He listens, teaches, encourages, and helps people gain the confidence to move forward. That is the same approach I bring to every client, whether we are working through mortgage options, improving credit, or preparing for one of the largest purchases of their life.
My faith is at the center of everything I do. I want to live fully, love people well, and leave a legacy that reaches far beyond my career. Every client is part of a family and has a future they are working to build. I believe they deserve the same patience, honesty, and genuine care I would want for my own children.
After decades in real estate and mortgage lending, I know a home represents where families gather in the kitchen, meals are prepared, stories are shared, and traditions take root. It is the place everyone can return to after a long day or a difficult season. Much of what I work for is the opportunity to spend time with my own family, whether we are cooking together, relaxing by the lake, or simply enjoying the comfort of being under the same roof.
Growing up as an Army brat taught me how to walk into unfamiliar places, make new friends, and connect with people from all backgrounds. My lifelong fascination with space has taught me to stay curious, explore every possibility, and never stop learning. Whether I am watching a rocket launch or helping a client solve a complicated challenge (or both at the same time), I am reminded that every journey requires preparation, trusted guidance, and the courage to take the next step.
My purpose is to be a steady coach and a trusted person in my clients’ corner. I want them to feel heard, prepared, and confident about the path ahead. With God at the center, I hope to help people create a place where their families can thrive, build a future they are proud of, and leave a legacy of their own.
Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.
from AB Insurance.

