Atlantic Bay Sr. Mortgage Banker Stacey Seim, NMLS #116909

Stacey

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

I ask tough questions upfront that other mortgage bankers may not ask to avoid last minute issues.

A knowledgeable and highly effective communicator, Stacey Seim has a reputation for getting challenging loans done. Consequently, friends and industry professionals often send people who have been denied by another mortgage banker to her as their last hope. Experienced in all types of loans, Stacey finds that many of her clients are first-time homebuyers and members of the military.

At one point in her 20-year career as mortgage banker, Stacey Seim managed a mortgage department, which gave her a lot of insight into the value of asking hard questions early in the process. She says, “I was in a role where I had to deal with a lot of difficult clients. In the majority of cases, I was able to turn that client around and make them happy again. It’s a matter of digging deeper.” Since joining Atlantic Bay in 2010, Stacey has applied that same drill down approach to helping clients navigate difficult situations.

Her experience and ability to problem-solve has saved several clients who were about to lose their homes. She says, “A client was about to lose her childhood home through foreclosure because her mom had passed away. Her attorney told her to talk to me as a last hope. I started asking questions the other loan officer had not asked. I discovered that when the mother passed away, she had willed the house to her daughter, which meant the client was now the owner, so we were able to treat it as a refinance.”

Stacey is the top-producing loan officer for Virginia Housing Development Authority (VHDA) loans in the Hampton Roads area, the social event chair of the Hampton Roads Women in Real Estate. She also volunteers for EQUI-KIDS Therapeutic Riding Program, a group that helps children with functional needs through horseback riding.

A knowledgeable and highly effective communicator, Stacey Seim has a reputation for getting challenging loans done. Consequently, friends and industry professionals often send people who have been denied by another mortgage banker to her as their last hope. Experienced in all types of loans, Stacey finds that many of her clients are first-time homebuyers and members of the military.

At one point in her 20-year career as mortgage banker, Stacey Seim managed a mortgage department, which gave her a lot of insight into the value of asking hard questions early in the process. She says, “I was in a role where I had to deal with a lot of difficult clients. In the majority of cases, I was able to turn that client around and make them happy again. It’s a matter of digging deeper.” Since joining Atlantic Bay in 2010, Stacey has applied that same drill down approach to helping clients navigate difficult situations.

Her experience and ability to problem-solve has saved several clients who were about to lose their homes. She says, “A client was about to lose her childhood home through foreclosure because her mom had passed away. Her attorney told her to talk to me as a last hope. I started asking questions the other loan officer had not asked. I discovered that when the mother passed away, she had willed the house to her daughter, which meant the client was now the owner, so we were able to treat it as a refinance.”

Stacey is the top-producing loan officer for Virginia Housing Development Authority (VHDA) loans in the Hampton Roads area, the social event chair of the Hampton Roads Women in Real Estate. She also volunteers for EQUI-KIDS Therapeutic Riding Program, a group that helps children with functional needs through horseback riding.

This is my story.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.