Terence

  • Terence Guess
  • Senior Mortgage Banker
  • NMLS #1400129
  • Licensed in NC & SC

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

I look forward to developing a long lasting relationship with each customer. Educating the client is what’s most important to me.

Terence Guess is just like you in many ways. Like you, he has purchased a house, is honest and upfront, and gets the job done. A long-time resident of Charlotte, he makes the process of buying a house seamless for families from all walks of life.

Terence is a deeply compassionate man who genuinely cares about people. Combining professionalism, 15 years of finance/mortgage experience and a desire to serve, he has the innate ability to connect with each individual. He says, “I get to know my customers by reviewing their credit application face to face and understanding what they are trying to accomplish via this transaction. I enjoy talking with them and communicating. I want to understand what they want to accomplish and their comfortability level.” He sets clear expectations early in the process and educates his clients.

Terence says, “I send clients articles about the housing market and current news affairs. Often when you read headlines, that’s exactly what it is—a headline. Get into the meat of the article and read specifically what they are talking about. I tell my clients what the articles mean and why the market is trending the way it is. I never want anyone feel like they’re in the dark when they to get to a closing table because they didn’t understand something that was transpiring. More importantly, I want them to feel that they did understand the process, felt like they were part of it, and that they made the decisions.”

Clients describe Terence as a member of the family, someone who genuinely cares, is always available, easy to talk to and a person who makes the process seamless. He says, “My job is to serve and to bring you all the facts and allow you to make the decision based on your comfortability level.

Terence recently coordinated a lunch for the Charlotte Men’s Shelter and organized Atlantic Bay volunteers to serve the lunch. He regularly volunteers at the shelter to serve lunch and help with resume writing. He says, “I care about my community. I care about our youth. It’s important to me that we show our community through our positive contributions.”

This is my story.

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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Monthly Payment
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870
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.