Tony G.

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

Tony Garshnick believes in faith, family and a rock solid financial foundation.

Tony Garshnick believes in faith, family and a rock solid financial foundation. He has helped more than 1,500 individuals and families across the Carolinas realize the American dream of homeownership in a thoughtful and responsible way for more than two decades.

He isn’t just a mortgage banker or a loan application taker. Tony is a mortgage planner with his eye on clients’ overall financial picture as much as their home loan. He aims to help clients grow, manage and protect their net worth through the purchase of real estate — whether it’s a first home, second home, forever home, or vacation home. He is more of a financial planner for homebuyers.

His clients are diverse – from the seasoned homebuyers who want to be mindful of interest rates and tax implication to the clients who never thought they’d own their own home because they thought they didn’t have enough for a down payment or they’d been turned away before for less-than-stellar credit.

Tony is passionate about helping those who make their communities and their country better. He is happy and proud to participate in Homes for Heroes, Inc., the largest nationwide network of real estate professionals committed to providing easy ways for heroes to save money when buying a home. Additionally, Tony is a certified Military Mortgage Specialist.

In his free time, Tony volunteers at his church and enjoys being with his wife and two daughters.

Tony Garshnick believes in faith, family and a rock solid financial foundation. He has helped more than 1,500 individuals and families across the Carolinas realize the American dream of homeownership in a thoughtful and responsible way for more than two decades.

He isn’t just a mortgage banker or a loan application taker. Tony is a mortgage planner with his eye on clients’ overall financial picture as much as their home loan. He aims to help clients grow, manage and protect their net worth through the purchase of real estate — whether it’s a first home, second home, forever home, or vacation home. He is more of a financial planner for homebuyers.

His clients are diverse – from the seasoned homebuyers who want to be mindful of interest rates and tax implication to the clients who never thought they’d own their own home because they thought they didn’t have enough for a down payment or they’d been turned away before for less-than-stellar credit.

Tony is passionate about helping those who make their communities and their country better. He is happy and proud to participate in Homes for Heroes, Inc., the largest nationwide network of real estate professionals committed to providing easy ways for heroes to save money when buying a home. Additionally, Tony is a certified Military Mortgage Specialist.

In his free time, Tony volunteers at his church and enjoys being with his wife and two daughters.

Proudly helping our heroes buy and refinance their homes.

Homes for Heroes Logo

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
$1,224.58
Monthly Payment
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870
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.