My clients have something to say.

See what my clients have experienced through their mortgage journey.

Tony Garshnick is great. Helped us lock in an amazing rate at just the right time & was with us through every step of the process up to closing.
Helen D.
Recent Homebuyer
Tony is wonderful. His attention to detail and personalized customer service is the best out there. He is honest and communicates openly and…
Rachel G.
Recent Homebuyer
Tony G and his team were amazing. He provided, by far, the best mortgage experience I've had. His attention to detail, and willingness to be…
Daniel H.
Recent Homebuyer
Tony was great to work with. Very thorough with information, made sure I understood everything. Always easy to reach when I had questions. Would…
Kathryn M.
Recent Homebuyer

Atlantic Bay made it happen! They gave me the loan I needed so that I didn’t have to come out of pocket. From the beginning to the end, Atlantic Bay was very efficient.

Shorter Family
Atlantic Bay Customers
Tony and his team created the best mortgage process experience we have ever been through. Very efficient and professional.
John B.
Recent Homebuyer

The relationship with Atlantic Bay through the whole process was amazing. We knew that no matter what time of day we could always trust and rely on [them] to come through.

Caitlin & Kyle
Atlantic Bay Customers
Tony was amazing! He was extremely helpful and always available to answer questions. We wouldn’t have wanted to work with anyone else.
Brittany S.
Recent Homebuyer
Tony helped my wife and I buy our first home. He was easy to work with and made the process fun and easy!!! He was always available to answer…
Geoffrey Lowe
Tony is very friendly, genuine person who clarified all my doubts patiently and explained everything in details always. I’m grateful for his…
Uma S.
Recent Homebuyer

I wanted to buy a home because I wanted a place for my kids to grow up at. The whole process from picking out my home to closing date took 30 days. [Atlantic Bay] was with me every step of the way.

Tate Family
Atlantic Bay Customers