Tracy

  • Tracy M Bayse
  • Mortgage Banker
  • NMLS #539307
  • Licensed in NC

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

This is by far one of the biggest investments of their life, and I do not want them to feel intimidated by the process.

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Tracy Bayse has lived in Thomasville, North Carolina her entire life and has a deep love for the community and its people. Since entering the banking and mortgage industry in 1984, she’s built lifelong relationships throughout Davidson, Guilford, Randolph, Forsyth, and surrounding counties while helping hundreds of families achieve their dreams of homeownership.

Tracy looks after her clients through the entire process, treating each one like family. “I want my clients to feel at ease from the beginning, so I allow them all the time needed to talk about their goals and wishes,” Tracy says. “There’s so much to be learned from the initial conversation. It sets the tone for explaining the process and the many options available for their situation.”

While she helps all types of clients, it’s especially rewarding for Tracy to help first-time homebuyers. “I put clients at ease by communicating at a level they can understand and walk them through the process from beginning to end,” Tracy says. “If for any reason they don’t qualify at the time, I don’t close the door on them. I coach and motivate them along so they can better position themselves to qualify at a later time.”

Tracy is also very experienced in construction lending. She says, “I enjoy helping people build their dream home and seeing the project progress from groundbreaking to the finished home.”

Tracy has volunteered with United Way and Meals on Wheels.

Tracy Bayse has lived in Thomasville, North Carolina her entire life and has a deep love for the community and its people. Since entering the banking and mortgage industry in 1984, she’s built lifelong relationships throughout Davidson, Guilford, Randolph, Forsyth, and surrounding counties while helping hundreds of families achieve their dreams of homeownership.

Tracy looks after her clients through the entire process, treating each one like family. “I want my clients to feel at ease from the beginning, so I allow them all the time needed to talk about their goals and wishes,” Tracy says. “There’s so much to be learned from the initial conversation. It sets the tone for explaining the process and the many options available for their situation.”

While she helps all types of clients, it’s especially rewarding for Tracy to help first-time homebuyers. “I put clients at ease by communicating at a level they can understand and walk them through the process from beginning to end,” Tracy says. “If for any reason they don’t qualify at the time, I don’t close the door on them. I coach and motivate them along so they can better position themselves to qualify at a later time.”

Tracy is also very experienced in construction lending. She says, “I enjoy helping people build their dream home and seeing the project progress from groundbreaking to the finished home.”

Tracy has volunteered with United Way and Meals on Wheels.

Contact me

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
$1,224.58
Monthly Payment
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870
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.