A pre-qualification is an estimate of how much you can borrow based on a preliminary review of your financial information and helps you decide if you’re ready to apply for a mortgage loan. A pre-qualification is not a guarantee of a loan, but it does help you and your mortgage banker identify what your next steps are.
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender.