We’re the Trusted Lender Built for Builders

When it comes to financing or mortgage solutions built for your buyers’ needs—providing an end loan, construction-to-permanent loan or even a renovation loan—we are your trusted lender.

From ground-breaking to memory-making, Atlantic Bay helps you build your clients' dreams, and your business, with industry-leading services before, during, and beyond construction.

Find out more

Fill out the form to receive more information about the Atlantic Bay Builders Program.

Our Builder Advantages

Users
One-Team Approach

You will work with the same Mortgage Banker, Underwriter, and Processor, who have specific construction expertise.

Mic
Marketing Strategies

We offer hundreds of co-branded materials, digital solutions, social media, and signature events to separate you from the competition.

Minimize
Direct Lender

Because we are Fannie, Freddie, and Ginnie-approved, we can offer more flexible loan terms to our borrowers.

Edit
Upfront Underwriting

Priority, quick turn underwriting lets you and the homebuyer to know exactly where you stand at the beginning of the loan process, avoiding surprises at the closing table.

X
No Appraisal Management Company

Local appraisers provide quicker turn times and better area market understanding. For VA Loans, we follow all appraiser selection requirements.

Lock
Extended Rate Locks

Extended rate locks with float down option give your buyers financial peace of mind while building their dream home.

Smartphone
Convenient Technology

Our tech tools make working with us easy, providing seamless communication, secure document uploads, and even e-closings.

National Builder Division

Atlantic Bay is proud to offer a dedicated National Builder Division whose primary goal is to help you sell your new home inventory quickly so you can begin your next project. Our National Builder Relationship Manager works directly with you, our Mortgage Bankers, and our Business Development Managers to create a strategic marketing plan to help get your project sold and grow your business.

Why Your Clients Will Love Atlantic Bay

Family Move

Wide Variety of Loan Products: In addition to Conventional, FHA, USDA, and VA loan products, we also offer personalized options like low down payment and no prepayment penalties.

Credit Rescoring: We work with borrowers to provide tools for raising their credit scores faster.

We Give Back: Through AB Cares, we help the communities we serve. With every loan closed, Atlantic Bay contributes to Roc Solid Foundation, whose mission is to build hope for kids and families fighting cancer.

Learn more about Atlantic Bay

Ready to learn more?

Fill out the form to receive more information about the Atlantic Bay Builders Program.

Find out more

Fill out the form to receive more information about the Atlantic Bay Builders Program.