Charlotte

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

I care about my clients. I always look out for their best interests, protect them, and work on their behalf.

Contact me

Charlotte Harrill earned her real estate license at the age of 18. Soon after, she became intrigued with the mortgage industry and began her career as a loan officer in her hometown of Bowling Green, Kentucky. She’s been serving her clients for nearly 20 years.

Charlotte thrives on meeting new people and finding the perfect loan match for their needs. “I love helping all types of clients, from the first-time homebuyer to the luxury homebuyer. They all come with their own puzzles, which I love to solve,” says Charlotte. “I especially enjoy helping self-employed business owners and those with more complicated scenarios.”

Charlotte takes a lot of time getting to know her clients. “The first meeting with a new client is really a search and discovery session. I probe for specifics to learn their goals for the next five and 10 years, deep diving into their life plans,” she says. “I propose options and explain exactly how those options will affect their goals. My clients recognize me for being very thorough in explaining the process and helpful when making decisions.”

When she was a young child, Charlotte’s dad co-founded Helping Others Through Extending Love (HOTEL), an organization that helps the homeless and less fortunate in the Bowling Green area. Charlotte has enjoyed getting involved and spending time volunteering at HOTEL events and fundraisers. In addition, she volunteers with the local animal shelter and at many non-profit events as a face painter for children.

Charlotte Harrill earned her real estate license at the age of 18. Soon after, she became intrigued with the mortgage industry and began her career as a loan officer in her hometown of Bowling Green, Kentucky. She’s been serving her clients for nearly 20 years.

Charlotte thrives on meeting new people and finding the perfect loan match for their needs. “I love helping all types of clients, from the first-time homebuyer to the luxury homebuyer. They all come with their own puzzles, which I love to solve,” says Charlotte. “I especially enjoy helping self-employed business owners and those with more complicated scenarios.”

Charlotte takes a lot of time getting to know her clients. “The first meeting with a new client is really a search and discovery session. I probe for specifics to learn their goals for the next five and 10 years, deep diving into their life plans,” she says. “I propose options and explain exactly how those options will affect their goals. My clients recognize me for being very thorough in explaining the process and helpful when making decisions.”

When she was a young child, Charlotte’s dad co-founded Helping Others Through Extending Love (HOTEL), an organization that helps the homeless and less fortunate in the Bowling Green area. Charlotte has enjoyed getting involved and spending time volunteering at HOTEL events and fundraisers. In addition, she volunteers with the local animal shelter and at many non-profit events as a face painter for children.

Contact me

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
$
$
%
%
*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
$1,224.58
Monthly Payment
$
870
$
$
$
$
*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.