Joshua

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

I treat everyone fairly, stick to my word, and try my best to make everybody happy along the way.

Contact me

Senior Mortgage Banker Josh Hedspeth is reputable for his readiness and reliability when it comes to helping homebuyers throughout the loan process. With 10 years of experience in the mortgage industry, he has helped over 500 families move into their dream homes. He is known among his clients and industry professionals for always doing what he says he will do.

Josh says, “All of my business comes from referrals, so I am driven to maintain both client and industry professional relationships. I treat everyone fairly, stick to my word, and try my best to make everybody happy along the way. I like to meet with clients face to face and go through the entire loan package from start to finish. I show them all the different options they have available and compare them to my proposal of what I think is the best fit for them once I get to know their goals for the next 5, 10 and 20 years. We also discuss the timeframe and what they can expect during the mortgage process.”

Licensed in North Carolina and South Carolina, he is experienced in VA, USDA, Conventional and FHA loans. When he’s not dedicating his time to clients, you may find him golfing, fishing, skiing, hunting, or rooting for the Panthers. He also finds time to relax with his wife, Casey, son, Luke, dog, Rowie, and cat, Connor.

Senior Mortgage Banker Josh Hedspeth is reputable for his readiness and reliability when it comes to helping homebuyers throughout the loan process. With 10 years of experience in the mortgage industry, he has helped over 500 families move into their dream homes. He is known among his clients and industry professionals for always doing what he says he will do.

Josh says, “All of my business comes from referrals, so I am driven to maintain both client and industry professional relationships. I treat everyone fairly, stick to my word, and try my best to make everybody happy along the way. I like to meet with clients face to face and go through the entire loan package from start to finish. I show them all the different options they have available and compare them to my proposal of what I think is the best fit for them once I get to know their goals for the next 5, 10 and 20 years. We also discuss the timeframe and what they can expect during the mortgage process.”

Licensed in North Carolina and South Carolina, he is experienced in VA, USDA, Conventional and FHA loans. When he’s not dedicating his time to clients, you may find him golfing, fishing, skiing, hunting, or rooting for the Panthers. He also finds time to relax with his wife, Casey, son, Luke, dog, Rowie, and cat, Connor.

Contact me

This is my story.

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
$
$
%
%
*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
$1,224.58
Monthly Payment
$
870
$

Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

Get a quote from AB Insurance.

$
$
$
*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.