Licensed in NC & SC

Joshua Hedspeth

Sr. Mortgage Banker | NMLS# 185200

131 Crosslake Park Drive, Unit 103
Mooresville, NC 28117
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Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 ( is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

"I treat everyone fairly, stick to my word, and try my best to make everybody happy along the way.”

Senior Mortgage Banker Josh Hedspeth is reputable for his readiness and reliability when it comes to helping homebuyers throughout the loan…

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We've collected reviews from my clients so that you can see how I'm doing.

The results are in...

We love Joshua and will return to atlantic bay because of the wonderful and I mean wonderful service we received from josh! He is an asset to your company. we have already referred several friends to him!

-Robert C. and Caryn C.


Families Helped:
More than 1,000 families helped
More than 6 years experience


Families Helped


Customer Satisfaction


Closed On Time

Financing Tool Kit

Hand-picked tools designed to educate and inform

$ 1074.18

Estimated Monthly Mortgage Payment

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This calculator is made available to you as a self-help tool. All examples are hypothetical and for illustrative purposes only. Any calculations assumes the theoretical borrower will have excellent credit and are based on information you have provided. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on location, loan type, and many other determining factors. This information was prepared by an independent third party, and accuracy is not guaranteed. We encourage you to seek personalized advice from qualified professionals regarding all financial issues and needs.

Celebrating More than 20 Years of

Lending Peace of Mind

Community Commitment

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Our Mission: Atlantic Bay Cares is the community outreach arm of Atlantic Bay Mortgage Group with the primary goal of changing lives in communities through doing good and giving back to causes meaningful to our employees.

Joshua Hedspeth

Sr. Mortgage Banker | NMLS #185200
Licensed in NC & SC