John Pyne is Driving Growth and Leadership in the Northeast for Atlantic Bay Mortgage Group®

Twelve months is all it took for Atlantic Bay Senior Vice President (SVP) and Regional Manager John Pyne to quickly establish himself as a key leader within our team’s ecosystem, overseeing the company's latest expansion in the growing Northeast region.  

“I was motivated to join Atlantic Bay because of the company’s unwavering commitment to doing the right thing, the right way, even in what is arguably the toughest time in the mortgage industry during my career,” shares John. “While many in the industry may struggle, everyone at Atlantic Bay has remained positive, motivated, and positioned to thrive. The company’s deeply rooted principles align with my own values, and the culture fosters an environment of integrity and optimism.” 

A multiple-time Scotsman Guide Top Originator, National Mortgage News Top Producer, and a two-decade-plus industry veteran, John brings a wealth of mortgage expertise and a clear vision for growth, positioning Atlantic Bay for continued success throughout 2024 and into the new year.  

And with a focus on thoughtful leadership, innovation, and a client-first slant, John is expertly shaping the future of Atlantic Bay in what has quickly become a highly competitive market. 

“I’m excited to grow in the Northeast region because Atlantic Bay brings a refreshing approach that combines innovative products and sharp pricing, backed by strong operational support. Beyond that, the genuine care that Atlantic Bay shows toward its team and the communities we serve sets us apart.” 

“The company’s focus on collaboration creates an environment where we can work together to solve challenges, ensuring we not only succeed but also make a meaningful impact on the people we serve,” John continues. “This blend of care, innovation, and collaboration makes Atlantic Bay a standout in our industry and region.” 

In his current role, John draws on his extensive experience in the mortgage industry to drive sales initiatives and lead a team of Mortgage Bankers across the Northeast. 

“With a long history in the mortgage industry, having held roles in secondary, loan officer assistant, being a top-producing loan officer, management, and serving as Executive Vice President, I bring a wide range of experience to my role. Atlantic Bay has positioned me to best leverage that experience, allowing me to focus on what I do best—driving production, leading a team, and delivering exceptional service to clients. The company’s outstanding support and collaborative culture enable me to operate at my highest potential, making this role both impactful and fulfilling.” 

Under John’s brand of leadership, the region has seen remarkable growth, as he swiftly implemented strategies that aptly foster team development, unity, and – most importantly – homebuyer and homeowner satisfaction. 

“My primary responsibilities include leading and developing a team of Mortgage Bankers, driving business growth, and ensuring that we provide streamlined personalized mortgage solutions to each client. I’m also responsible for maintaining strong relationships, keeping our team up to date on the market, and overseeing the overall client experience to ensure it’s seamless from start to finish.” 

And John’s leadership philosophy is rooted in his belief that success comes from collaboration, mentorship, and a relentless focus on the client. He is deeply committed to the professional development of his team, offering guidance and support that empowers them to achieve their goals.  

“Expanding in general can be challenging, but expansion must be strategic in this current mortgage market of higher interest rates, lower inventory, and burnout. We credit our success in the Northeast region to Atlantic Bay’s strong leadership and foundational principles, particularly our Culture of Support.” 

“Our culture has allowed us to navigate challenges with confidence and resilience. We’ve strategically partnered with mortgage professionals, ensuring that every partnership is a mutual fit that aligns with both the individual’s goals and the company's values. By focusing on quality over quantity and maintaining our commitment to providing exceptional support, we've grown steadily and built a strong presence in the region.” 

His emphasis on transparency, communication, and personal growth has helped foster a culture of trust and innovation within the Northeast region. 

“My leadership philosophy revolves around a “player-coach” approach, where I actively continue to produce, allowing me to stay on top of current market changes and lead with real, hands-on experience. I believe in empowering my team by providing them with the tools, knowledge, and support they need to succeed while fostering an environment of open communication and collaboration.” John reiterates, “By staying actively involved, I can guide my team with up-to-date insights, ensuring that we grow together and consistently deliver the best outcomes for our clients. This balance of leading by example and focusing on both individual growth and team success is at the core of my leadership style.” 

Now, with an eye toward the future, John has poised his team and footprint for continued growth and success in the many years to come. His vision for the region includes expanding Atlantic Bay’s market presence while remaining focused on building strong, lasting relationships with clients and partners.  

“The Northeast mortgage market is highly competitive, with niche markets and changing housing demands, and Atlantic Bay is positioned to thrive with sharp pricing, flexible product offerings, and experienced Mortgage Bankers with deep market expertise. Our streamlined operations and personalized approach, combined with cutting-edge technology, ensure fast closings and exceptional service for both clients and real estate partners. We are dedicated to supporting our partners and the communities we serve, making sure we meet the evolving needs of borrowers in this dynamic market.” 

As the industry evolves, John is committed to staying at the forefront of innovation, implementing new strategies and technologies to enhance the homebuying experience across the footprint. 

“The most important factors in ensuring a smooth, stress-free homebuying experience are upfront education and clear communication throughout. Our team’s deep understanding of the mortgage process allows us to guide clients effectively, anticipating potential challenges and addressing them proactively. By keeping clients informed at every step, setting expectations upfront, and being readily available to answer questions, we help them feel confident and supported. Providing education about their options empowers clients to make informed decisions, significantly reducing stress and guaranteeing a seamless homebuying journey.” 

Outside of work, John is a family man. “I’ve been happily married for 12 years, and we have two daughters, ages 3 and 6. My family is my greatest support system and inspires me every day.”  

“My ‘why’ is my family; they are my greatest motivation and drive me to succeed every day. I truly believe that homeownership is the highest privilege and the greatest gift any family can have, and I am inspired by the opportunity to help others achieve that dream. There’s nothing more fulfilling than guiding clients through one of the biggest financial decisions of their lives, knowing that I’ve made the process easier and more accessible for them. Being able to assist as many families as possible in attaining the stability and pride that comes with homeownership is what inspires me to do what I do.” 

John is a massive fan of all Washington sports teams, especially the Commanders. “I also enjoy playing golf, even though I wouldn’t say I’m particularly good at it,” jokes John, and he’s even tried his hand at pickleball. “Cooking for a crowd is also one of my favorite ways to relax and connect with friends and family. I love traveling and, most importantly, spending quality time with my wife and daughters.” 

With John at the helm of a cast of high-producing Atlantic Bay Mortgage Bankers, the Northeast region is poised for continued success, as he remains dedicated to driving both team and market growth, while upholding our team’s appreciation for industry-defining service and community engagement. 

We, for one, can’t wait to see what the future holds for John and his team up north!