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Atlantic Bay Mortgage Group®
See What You Can Afford

Buy a Home

Explore paths, tools, and loan options in one place.


  • Mortgage pre-approval

    Learn what you can realistically afford.

  • First-Time Homebuyer

    Resources, guides, and mortgage education

  • Home Loan Options

    Find the loan that fits your needs.

  • The Mortgage Process

    A simple breakdown of every step.

  • Home Affordability

    See what fits comfortably in your budget.

Talk to someone who knows your specific market

Find Your Local Expert
  • Down Payment Assistance

    Programs that help lower your upfront cost.

  • Conventional Loans

    A solid option for most homebuyers.

  • FHA Loans

    Lower down payments for qualified buyers.

  • VA Loans

    Zero down financing for those who served.

  • USDA Loans

    Zero down loans for eligible rural homes

  • Jumbo Loans

    Loans built for higher-priced homes.

  • Self-Employed Loans

    Financing with non-traditional income.

a family and dog sitting on floor at home

Featured Program

First-Time Homebuyer

Your first home is closer than you think.  We're here to show you exactly how to get there. 


Other popular paths:

  • → FHA Low Down Payments
  • → VA Military Benefits

Refinance

Rethink your mortgage on your terms.


  • Refinance Your Mortgage Rate

    Update your rate to match today's market.

See if refinancing makes sense for you.

Find Your Local Expert
a couple sitting on counter drinking coffee

Featured Program

Refinance Your Mortgage on Your Terms

Refinancing replaces your current mortgage with a new loan, and Atlantic Bay Mortgage Group is here to help you find the right option...


Other popular paths:

  • → Pay Off Debt
  • → Refinance a VA Loan

Home Equity

Fully tap into your home’s value.


  • Home Equity Loans

    Borrow against the value you've built.

Get expert, local insight on your equity.

Find Your Local Expert
couple standing using laptop together

Featured Program

Home Equity: Put What You've Built To Work

Already know your home has value beyond the mortgage you owe? This is where you find out what home equity is, how much...


Other popular paths:

  • → Build Equity Faster
  • → Reasons To Tap Into your Equity

Rates

Keep an eye on what’s changing.


  • Mortgage Rates

    A guide to how mortgage rates work for both purchases and refinances

Talk rates with a local pro.

Find Your Local Expert
  • Affordability Calculator

    Find out how much home you can afford

A woman sitting at a desk using her phone

Featured Program

Mortgage Rates: How They Work and What They Mean for You

A guide to how mortgage rates work for both purchases and refinances, and why rates are only one piece...


Other popular paths:

  • → A History Of Mortgage Rates
  • → Fixed Vs Adjustable Rates

Resources

A few extra tools every homebuyer could use.


  • Down Payment Assistance

    Support to cover upfront costs.

  • Homeowner Hub

    Guidance made for life after closing.

  • Knowledge Center

    Answers to your mortgage questions.

Get answers straight from a mortgage pro.

Find Your Local Expert
  • AB Insurance

    Protect your home and what's inside.

  • Affordability Calculator

    Find out how much home you can afford

a couple wearing aprons cooking together

Featured Program

You work hard for your lifestyle, we work hard to protect it.

AB Insurance shops multiple, top-rated carriers to find homeowner’s insurance coverage that fits your needs.


Other popular paths:

  • → Homeowner Tax Benefits
  • → Annual Mortgage Review
Atlantic Bay Mortgage Group®
What You Can Afford?
  • Newsroom
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  • Awards
  • Press

Atlantic Bay Press

Email mediainquiries@atlanticbay.com for press opportunities.
Dec 01
2023

#1 Top Workplace in Hampton Roads

Top Workplaces
Nov 30
2023

#5 Top Workplace in Charlotte

Top Work Places
Nov 03
2023

Top Originators – Scotsmans Guide

Scotsmans Guide
Nov 01
2023

Top Overall Mortgage Lenders - Scotsmans Guide

Scotsmans Guide
Oct 16
2023

Diversity, Equity, and Inclusion Residential Leadership Award – Mortgage Bankers Association (MBA)

Mortgage Bankers Association
Mar 21
2023

#1 Best Large Mortgage Company to Work For

National Mortgage News
Atlantic Bay Mortgage Group®

Lending Peace of Mind since 1996.

Headquarters

  • (757) 213-1660
  • 600 Lynnhaven Parkway
    Suite 100, Virginia Beach
    VA 23452

Careers

  • Sales Careers
  • Internships
  • Joint Venture

Affiliates

Programs

  • Builders
  • AB Works
  • Tu Hogar, Tu Futuro

Fostering, cultivating, and preserving a culture of diversity, equity, and inclusion.

Nahrep Southeast RegionNammbaCharlotte Crown

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender.


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