Maddy Armstrong Named to National Mortgage Professional’s 2025 40 Under 40

Our very own Maddy Armstrong takes home the national recognition honoring rising leaders who are shaping the future of lending.

Dec 15, 20253 minute read

Atlantic Bay Mortgage Group® is proud to celebrate Senior Mortgage Advisor Maddy Armstrong, who has been named to National Mortgage Professional’s (NMP) 2025 Class of 40 Under 40.

This annual list highlights rising leaders under the age of 40 who are moving the mortgage industry forward. The innovators, top producers, strategic thinkers, and changemakers who are already shaping the next generation of lending.

NMP describes this year’s class as professionals who bring fresh ideas, bold energy, and a fearless approach to problem-solving, and Maddy represents all of this and more. From her dedication to educating clients to her commitment to strengthening the broader mortgage community, she expertly exemplifies what it means to make a lasting impact in today’s market.

A Leader Beyond the Loan Process

Since beginning her career at just 21 years old, Maddy has embraced every opportunity to grow and contribute. While she remains deeply committed to originating, her passion for the industry extends far beyond day-to-day production.

As she shares, “I am committed to staying involved in originating, however, my passion doesn’t end there. I am involved in the Women In Business Committee and I serve on the board of my local Mortgage Bankers Association. I think extending yourself as an originator into your community can inspire others to do more and be more for our industry. It’s fascinating what can happen when you surround yourself with like-minded individuals in your industry.”

Her leadership reflects exactly what the 40 Under 40 honor seeks to recognize: professionals who create meaningful connections, support the growth of their peers, and contribute to a stronger industry for future generations.

Innovation That Puts People First

In our ever-changing field, Maddy’s approach to problem-solving is rooted in a clear and present desire to serve Virginia and North Carolina’s homeowners and future homeowners better. She takes a proactive stance on staying ahead of industry shifts and constantly refining the experience she delivers.

As she explains, “In a business as competitive and ever-changing as mortgage lending, I make innovation and creativity a priority by constantly looking for new ways to serve clients better — whether that’s streamlining the loan process, simplifying complex information, or building educational tools and social content that set us apart.”

“Together, they’ve played a key role in my success by helping me deliver an experience that feels both modern and personalized, keeping clients and referral partners confident and engaged from start to finish!”

This mindset reflects a commonly held belief here at Atlantic Bay: making the mortgage process clearer and kinder makes homeownership accessible for everyone.

Advice for the Next Generation of Originators

Looking back on her early years, Maddy offers guidance for those just beginning their careers in mortgage lending.

“Looking back, I think I would advise anyone starting out in this business that there is an abundance of opportunities — you just need to surround yourself with the right people: find a good support team, management, and mentor to help you along the way.”

Her message mirrors her own journey, and that’s one built on community, mentorship, and the courage to lean into new opportunities whenever presented.

Celebrating Maddy’s Impact (and the Future Ahead!)

Maddy’s recognition as a 40 Under 40 honoree is quite the testament to her leadership, her innovative mindset, and her unwavering dedication to the people she serves. At Atlantic Bay, we are proud to support team members who elevate the industry through compassion, creativity, and community-minded service.

And now, as we look to the future, we’re inspired by leaders thriving under our roof like Maddy who are not only excelling today but shaping what tomorrow’s lending experience can and will be.

For homebuyers seeking guidance they can trust, or professionals looking for a place where passion and purpose are supported, Atlantic Bay continues to invest in people who make a difference…just like Maddy!

If you’d like to connect with Maddy, she’d love to hear from you. You can also visit NMP’s official website to see the full list of this year’s honorees.

These are personal anecdotes from each individual's experiences that are unique and not representative of Atlantic Bay's views or practices.