As we find ourselves in an unprecedented time with respect to COVID-19; Atlantic Bay wants to take this opportunity to provide a resource for consumers to help them identify and avoid potential scams. With the anxiety that comes with the COVID-19 virus, fraudsters may attempt to take advantage of consumers with scams that appear informative or that offer products or services to consumers during this time.
Always know who you are buying from. Before providing your personal information or payment information to anyone online, you should always make sure that the company is legitimate and reputable.
During a time when many people are losing their jobs and are unable to work, scammers may attempt to take advantage of individuals who are trying to donate and help those who have been affected. You should always research the Charity or Organization online before providing your personal and payment information.
With social distancing becoming a reality across the world, there are more people working from home and electronically connected now more than ever. Fraudsters will attempt to scam consumers with fake emails and texts that appear to be from a company you know or trust, such as a bank or retail company, and will try to trick you into clicking on a link or opening an attachment.
Identify fraud involves the fraudster wrongfully obtaining someone’s personal information and using this information to illegally obtain credit.
This type of fraud involves an individual, either a stranger or a family member or friend, who takes advantage of an older individual for financial gain or benefit.
A robocall call is an automated message instead of a live person who calls you and attempts to sell you something. Common, well-known robocall schemes are fraudsters who pose as a legitimate company, such as the IRS or Social Security Administration, stating that you owe money and must provide payment immediately. It is a good rule of thumb to assume that if you receive any type of call that is asking for your personal information or payment information, it’s a scam.
Additional information on recent scams, how to identify attempts by fraudsters, or to report a scam/fraud attempt, please visit: the Consumer Finance Protection Bureau and the Federal Trade Commision.
For more than 23 years Atlantic Bay has been dedicated to giving back to our communities. That dedication will continue through this time of uncertainty and in the months to follow. We encourage everyone to stay safe and following the guidance from the CDC during this time.