We Want To Help You On Your Home Ownership Journey.

How do you want to get started?

Ready to purchase or refinance a home?

We'll get you on the right path

We only do mortgages. This means we can focus on your housing needs whether you want to buy a home or refinance the loan you already have. We review your entire situation and pick the best loan for you. We will give you advice to get a better rate. We will help you find a realtor or a builder if you need one. If you can’t come to us, we’ll come to you.

“This was my best experience by far when buying a home. I had no worries with Atlantic Bay!”


Property is a great investment. Not only does it provide you a place to live, it also gives you access to equity in the future, helps build your credit profile, and provides tax deductions. It’s a great time to take advantage of options available to you!


Refinancing is not just about getting a lower interest rate. You may need to cash out some of the equity in your property. You may want a lower payment. Maybe, you want a shorter payback timeframe. We can help you decide if the time is right!

Financing Tool Kit

Hand-picked tools designed to educate and inform

$ 1074.18

Estimated Monthly Mortgage Payment

Number of Payments:


Total Payed:


This calculator is made available to you as a self-help tool. All examples are hypothetical and for illustrative purposes only. Any calculations assumes the theoretical borrower will have excellent credit and are based on information you have provided. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on location, loan type, and many other determining factors. This information was prepared by an independent third party, and accuracy is not guaranteed. We encourage you to seek personalized advice from qualified professionals regarding all financial issues and needs.